Archive | Mortgage Loan Origination


I Meet The Nicest People : Don Currie

For many years I have been writing a series, I Meet The Nicest People. Today, I’m pleased to highlight Don Currie, Co-Founder and President of HighTechLending of Irvine, CA. He is definitely one of the nicest.Don Currie and Erika Macias established HighTech in 2007 after many years of experience at Impac Lending. With over 100 originators, 200 staff, […]

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CFPB Releases Report Detailing Complaints Against Big Three Credit Bureaus

Complaints One of the big responsibilities of the Consumer Financial Protection Bureau is to hear complaints from consumers. In the 21 months ending September 2021 they heard over 700,000 complaints against Equifax, Experian and TransUnion. This is 50% of all complaints received. Obviously consumers are not satisfied with the trio. In 2021 those companies reported […]

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Jeff Lazerson

Mortgage Grader Jeff Lazerson is a friend, a student of Duane Gomer Education, a very active Mortgage Originator, and a columnist in our local Orange County Register plus 10 other newspapers in Southern California. He is an outstanding writer both from style and content. Periodically, I believe that his columns should be read by any […]

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New Loan Limits For 2022

2022 Conforming Loan Limits The Fannie Mae and Freddie Mac Conforming Loan Limits for California have a new high of $970,800 for one-units in ten counties. The other 48 counties vary from $647,200 to $897,000 for Napa. Two-unit maximum is $1,243,050, three-unit is $1,502,475 and four-unit is $1,867,275. The highest limit for 2021 was $822,375 […]

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Sunset sky over the US Capitol building dome in Washington DC

New Change to MLO Continuing Education Webinars

Changes for 2022 NMLS is constantly making changes for Course Providers like Duane Gomer Education. Due to the pandemic we have been doing webinars instead of seminars and the response has been gratifying. Of course, there will be changes. I believe this latest one will be effective on June 6, 2022. The student’s cameras must […]

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toy brick bank building sitting on solid gold assets as illustration of too big to fail banks. repeal of dodd-frank could jeopardize the assets of large investment banks

Number of MLO’s in California

Three Types of MLOs There are three types of Mortgage Loan Originators in California: Registered: Employees of Banks, I call them the FDICers State Licensed Department of Real Estate MLO’s State Licensed Department of Financial Protection and Innovation In the latest figures available as of this writing (9/21), there are approximately 52,800 of State Licensed […]

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