Archive | Housing

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2019 HOME BUYERS CAPITALIZE ON A SHIFTING MARKET

A Shifting Real Estate Market Scott Schang: Lecturer, DGI Social Media Advisor; Partner at Buy Wise Mortgage, Huntington Beach, MLO Student Last year, in 2018, interest rates rose close .75% or more across the board between August 23rd and November 5th.  It was an incredibly volatile and market changing 100 or so days. Since November […]

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WHY IS MORTGAGE INSURANCE A GOOD THING?

Dennis Smith: Author, Chef, Financier; Co-Owner/Broker at Stratis Financial, Huntington Beach; MLO Student Question of the Week Why is mortgage insurance a good thing? Answer Last week in the Weekly Rate & Mortgage Update we discussed if home buyers should wait until they have 20% for down payment before purchasing (you can read the WR&MU, […]

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IMPORTANT WORDS

First Step What should be your first step if you are contemplating buying real estate whether for the first time or again?  The words are GET APPROVED. Your Friendly Loan Broker You get approved by going to your friendly Loan Broker.  I recommend someone who is DRE or DBO licensed, not the big bank people.  […]

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Housing Market Forecast From The CAR Pundits

This Was The Week Of The CAR Expo, This Year Called REImagine One of the highlights every year is the Housing Market Forecast presented by the CAR SENIOR VICE PRESIDENT AND CHIEF ECONOMIST, LESLIE APPLETON YOUNG, the guru of gurus. What did she say this year? A combination of high home prices and eroding affordability […]

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Make Buying And Selling Home Easier

Many Articles Are Written About How Real Estate Agents Should Treat Clients Be positive, alert, answer phone calls and return electronic messages at once, be available, etc. Jaymi Naciri wrote an article from the other directions. “10 Things To Never Say To A Real Estate Agent.” Buyers And Sellers, You Might Say, “Why Do I […]

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New Information For Borrowers and Home Owners

All Owners Borrowing On Their Personal Residence For “Consumer Purposes” Must Receive A Federal Booklet, “Your Home Loan Toolkit” It is an excellent source of information concerning loans. The booklet is available free at www.cfpb.gov. I Want To Discuss The Last Section In The Booklet Title: Owning Your Home, subtitles-Owning a home is exciting; your […]

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Solutions To CA Housing Problems

Interesting Article The Other Day By Jeff Collins, Star Real Estate Reporter, For The OC Register Some of the more interesting comments from the Chapman University Conference: Make it easier to build. CA is 2 million homes short for its citizens. The approval system should be shortened, fees reduced, over-the-counter approvals and other speed-up procedures. […]

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