The IRS sends out a Newswire Newsletter regularly with very helpful tips. #IR-2023-43 is reminder to retirees who turned 72 during 2022 that April 1, 2023 is the last day to receive their first Required Minimum Distribution. In later years you must receive the money by Dec. 31. There is information about IRS Publication 590-8, […]
My family is avid movie goers. And our interests are varied. But I have found that I do not agree in recent years with the Movie of the Year selections by the movie industry. Nomadland, Parasite, Shape of Water, Moonlight and Birdman will never make my top 1000 movies. And this year they selected Everything, Everywhere, […]
The first weekend is over and all 80 million brackets have been busted. Fairleigh Dickinson’s win over Purdue busted most of them. Mine was busted by the first game, Maryland versus West Virginia. Then, all my chances of winning were removed when my winning pick, hometown Marquette, who won the Big East this year lost […]
Wayne Bell was the Real Estate Commissioner for California. When he was the jefe, he commissioned with competence and wrote many outstanding articles. He is still writing. An outstanding recent effort is entitled, “Short-Term Rentals”. The informative subtitle is, “Do Persons Acting as Agents in the Short-Term Rental Business in California Need a Real Estate License?” […]
Meeting nice people is the name of the game in real estate. I stumbled onto a method in the past few years. I walk in my local area and see nice people and dogs all the time. In the past I would ask the nice people if I could say hello. In almost all cases […]
NEW DRE BULLETIN AVAILABLE ONLINE
This bulletin is very valuable due to its pertinent topics. This issue covers the new State Laws for 2023 and there are many, a list of DRE publications for your education, handling of unclaimed property, and a comprehensive discussion by Commissioner Doug McCauley concerning licensing exams. I learned a lot (they are psychometrically designed). Also, […]
WHAT ARE YOU CALLED BY TV ADVERTISERS?
Born 2010 to Present: Generation Alpha Born 1997 to 2010: Generation Z Born 1981 to 1997: Millennials Born 1965 to 1980: Generation X Born 1946 to 1964: Baby Boomers Born 1928 to 1945: Silent Generation Pre-1928 Greatest Generation The TV advertisers are always looking for the Millennials and pay more money for programs they […]
YEARS OF SUPER BOWLS, BUT MANY HAVE NOT BEEN SUPER
Attached is a photo from the first game in LA on January 15th, 1967. As you can see, there were not too many people. They announced that the Coliseum was two-thirds full. David and I were there. The first thing that we remember was that the game was boring, and the Chiefs were outclassed in […]
WHY WAS I ASKED ABOUT RACE, GENDER, ETHNICITY, AND AGE ON MY LOAN APP?
Because the government says so. The Home Mortgage Disclosure Act of 1975 established regulations that the lenders must follow when reporting to whom and when loans were made. The lenders are to be monitored to see if they discriminate on placing their loans. Also, the lenders must report the number of loans made to different races, […]
REVERSE MORTGAGES FOR PEOPLE WHO DO NOT NEED ONE NOW: HIGH IMPORTANCE
Years ago sales trainers would tell you to use the Ben Franklin close. You say, “Whenever Ben Franklin had to make a decision, he would take a piece of paper and draw two columns. Then, he would list all the advantages of buying the property on the left side and the disadvantages of buying the […]