Archive | Regulations

Supreme Court Rules on CFPB Constitutionality

SCOTUS Case Pending Many of you might have heard that there was a case pending before SCOTUS concerning whether the Consumer Financial Protection Bureau was unconstitutional. This is their decision. A couple of my comments follow. This case was started by a law firm, Seila Law, in Orange, CA. The CFPB wanted to investigate them […]

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DBO.CA.GOV

Department of Business Oversight Insights Let’s not forget all the important information published by our own Department of Business Oversight. Some fine questions on financial relief are listed there. For more information see DBO Coronavirus Updates.

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TRUST FUNDS

Trust Fund Management In my real estate classes I ask a question and many licensees do not know the correct answer. Ready? What is a worse crime in Trust Fund Management? Commingling or Conversion. They answer commingling because licensees are taught from their first class, never mix your personal funds with trust funds. Conversion according […]

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