“Taxation with representation isn’t so hot either.” — Gerald Barzan, humorist “Income tax has made more liars out of American people than golf.” — Will Rogers “The hardest thing in the world to understand is income tax.” — Albert Einstein “I am proud to be paying taxes in the United States, but I could be […]
When I Say This, People Always Counter With, “Of Course You Do, You Have A Hidden Agenda” My agenda is not hidden. It is right out in front. If more people become brokers, I make more money if some of them complete their courses with me. This does not make me wrong or a bad […]
In our MLO classes we stress that the recent California SB 133 has made building ADU’s (I call them Granny Units) easier and less expensive. You can use them for extra children, senior relatives, or even investment. Check out the bill, it does change a lot of regulations. Following is an outstanding article by Modal […]
SB 908 SB 908 was passed in late 2020 and the major aspect is that all Debt Collectors must be licensed through the State Department of Finance, Protection and Innovation by January 1, 2022. Maybe it is time to start the process. It would be a shame if some debt collectors would not be able […]
All Time Great Bobby Bowden is considered one of the all-time best college football coaches. I do not know if that is true or not, but I can tell you that he was one of the greatest football coach speakers who ever lived. Went to a couple of his clinics years ago and he was […]
Estoppel Certificate When you are considering buying any type of rental, you must understand the two words Estoppel Certificate. You want to know the exact conditions of all tenant agreements. The best place to get this information is from the tenant.Wikipedia says: “An estoppel certificate provides confirmation by the tenant of the terms of the […]
Competitive Offers Zillow sure has contact with a lot of prospective buyers. Recently they posted three tips to buyers in a seller’s market. Since we are right now still in a seller’s market we might look at them. Zillow’s estimates today for me are fine so they are today knowledgeable. Submit your offer before the […]
Efficient Negotiations This is a favorite form of mine. When I bought or sold apartment houses, I used it all the time. It saves a lot of time and time is money. Instead of writing up a complete binding offer, you would write up a simple form that explains the conditions under which a buyer […]
Home Equity Just saw an article by NewRetirement.com that gave their answer to this question. It happens to be an answer with which I agree. However, my answer would be that if your situation would be improved with an RM go NOW. They say when: You Need the MoneyHousing Prices Are HighInterest Rates Are LowYou […]
Olympic Meals The reporters and athletes and all others were severely limited on where they could go during the duration of the Olympics. Several correspondents and athletes have waxed eloquently about the food at the many 7-ELEVENS in Tokyo as there are 20,000 in Japan so they were easy to find. You can get full […]
