Google says that they are a “snack taken at the bar with drinks.” Our youngest daughter on her birthday got to select the restaurant and went Basque again. This means TAPAS. To me, Tapas are, “extremely small portions, extremely small plates, and extremely high prices.” I want more than a tapa; I want a birthday […]
Listing Agreements
They Are Not All The Same: Most people when they sign a listing to sell a home are signing a document called “Exclusive Authorization to Sell.” The agent has the only right to list the property and sell, of course with cooperation. If the owner or anyone else sells the property, the “E” agent has a right […]
Pet Income: For Landlords
Another Great Idea Heard From A Student Instead of charging a larger deposit (that is tough for some people to pay) tell the renter the normal rent for two people is $2,000. Since you have a dog, we will charge no pet deposit, but the rent would be $2,050 per month. In most cases most […]
Fast rising mortgage rates chill real estate for all participants; Monthly Statistical Update (May 2022)
The May 2022 MSU covers leaping mortgage interest rates, the surge of new agents in 2021, and the rise of adjustable rate mortgages (ARMs). Click the Share button on the top right of the video player to post the Video MSU to your social media following. May 2022 Monthly Statistical Update PDF Looking for a printable version? Download the May […]
Now These Are Real Changes to Baseball Rules
Since I was born, some people have been arguing that baseball rules need to be changed to make it more popular and more profitable and other people have been arguing that the traditions should remain in place. Some recent changes involved adding the DH to the National League and putting a ghost runner on second base […]
Veteran Administration Might Be Looking Good About Now
There are many benefits to brokering VA loans. These are nice people and should be assisted in getting housing. The benefits of these loans are vast, but here are ten: No Down Payment Required for VA LoansFunding Fee Flexibility With a VA MortgageVA Mortgages Do Not Require Private Mortgage Insurance (PMI)Limits on Closing Costs and Other […]
Cameras in MLO Webinars
This change is effective June 6th so I am reposting a post from our email on December 7, 2021. The NMLS did come out with a couple more rules for students. They said that you must have a camera that shows you from your shoulders up. You might want to consider your dress code because people […]
The National Association Needs More Money
Our trade group voted to raise the special assessment for the “That’s Who We R” campaign to $45 from its current price of $35 – since 2009. The fee started at $15 in 1999. The delegates also voted to keep the yearly dues at $150. The assessment passed with no discussion from the floor with […]
Assembly Bill 1771 The Real Estate Flipper Bill (So Called)
The official name of this bill is “The California Housing Speculation Act”. It is designed to place an extra tax on anyone who buys a property and sells it quickly. The bill was introduced in February and is moving slowly through the hallways. Christopher Ward of San Diego wrote the bill and it is an […]
California Population Falls, Again
An Update For Californians This headline is from a May 2nd article in the LA Times. The remainder of the headline reads: “But an inland boom could be turning things around.” Taking liberty with Horace Greeley’s, “Go West young man and grow up with the country”, I would say, “Go East young person and find […]