The Answer Is Simple: You would have a chance to make lots of money. Making lots of money does not automatically make you happy, but it is better than being unhappy with no money. Are You Guaranteed To Make Lots Of Money? No. But there is a chance if you work hard and smart. Does […]
THERE IS A NEW 1003 IN TOWN: MLO ALERT
URLA Form Big changes are coming to the URLA. In fact, it is a whole new form that replaces the five page form from 2009. Whenever a Federal Agency, in this case Fannie and Freddie, make a new form does the number of pages increase or decrease? Will the new form have three, five, eight, […]
HOW LONG TO KEEP TAX RECORDS AND RETURNS
Personal Finance Kiplinger’s Personal Finance Adviser has some recommendations in their January issue. I have been a believer in them since the 60’s. You have to believe in someone or something. Tax return information: three years. I happen to believe that you keep the actual return for your lifetime. Get to go back and amuse […]
AGING: IGNORE IT
“Secret of Super Agers” There was a small article in a Newsletter I receive about the “Secret of Super Agers”. So I decided to check a few websites and get different opinions. For years I have been a believer that being happily married is a big plus, have a pet, perhaps a dog, for that […]
DO NOT UNDERSTAND
Only in America You can trot around the bases, state you do not hustle all the time, and blow bubble gum bubbles when you run to first base in a World Series and someone will pay you $30M for 10 years. Only in America. Harper will get around $40M a year, right. And Koufax and […]
CRUISE TIME
Real Estate Renewals in Exotic Places Years ago in another universe our company presented Real Estate Renewals in exotic places. Some of my favorite trips involved Acapulco, Cabo, Hawaii, Caribbean, New Hampshire, and other spots. Take a trip and get renewed. And a couple of informative meetings, thrown in for good measure. Loved those trips, […]
Why Should You Take A LIVE Duane Gomer Seminar?
Our Company Specializes In LIVE Courses To Become A Real Estate Salesperson Or Broker, A Mortgage Loan Originator, Or A Notary. We also have LIVE courses to renew all of these licenses. We offer courses only in California, so we know the territory much better than out-of-state companies. First Question: Why take LIVE? 1. Pass The Exam On Your First […]
I WAS WRONG
Social Security Of course, many people would say, that does not surprise us. But this error concerns Social Security payments. Compounded or Not Compounded An author in the LA Times, Ms. Weston, had made a statement that the Social Security payment goes up 8% a year for the years between 66 and 70. She said […]
Interesting Rule for MLO Test Takers
Federal Regulations I was scrolling through Federal Regulations (my favorite light reading) and discovered a new rule. Thought it might be of interest to MLO company leaders and future applicants for the National Exam. To become an MLO you have to complete a 20 Hour Pre-Licensure Course and pass an exam. The Interesting Point : […]
Harassment Laws Started January 1, 2019
New Bill SB1343 Expands the number and type of employees who must have sexual harassment education. Currently, employers with 50 or more employees must give the training. By January 1, 2020 California employers with at least five employees must provide sexual harassment prevention training and education to all supervisory employees (at least 2 hours) and […]