Acquiring Date In its fifth year, FHA’s policy of requiring the financial assessment of the borrower’s ability to pay has cut tax and insurance defaults by over three quarters and serious defaults by over two-thirds. This article by New View Advisors quotes Ginnie Mae data, they state, “We grade Financial Assessment’s performance as a solid […]
Go Raptors I just got my new Toronto Raptor shirt – Go Kawhi Leonard #2. I have been supporting so many teams that never win, I figured that I would support Toronto. #2 being from Inland Empire and an Aztec made it easy. But I loved Fred VanVleet’s final games. Wichita State Shocker, listed at […]
Class Feedback This comment was posted on Facebook after our July 19th MLO seminar at OCAR. “You and your group really killed it today. I have been attending your MLO seminars for the last ten years and yesterday was the best and the funniest ever. Thank you.” Now that is just nice. Thank you to […]
Don’t get Ghosted The sub-title of this article is: “How to ensure new hires show up and job candidates don’t suddenly vanish.” We had a couple customer service people move away, one had a baby, so we were in hiring mode. Ghosting has happened to us, and we are nice people. Play by Play Candidates […]
Trustee Sale Foreclosures In my recent MLO classes I asked some questions about Trustee Sale Foreclosures. Even with experienced real estate agents and mortgage loan originators, there is confusion on some items. One is: “What happens when there is an IRS lien on a property and there is a Trustee Sale?” The IRS lien will […]
Sentencing Finally saw an article where a mortgage executive was sentenced to a jail term for bank fraud during the financial crisis chaos. Michael Ashley’s company, Lend America, imploded to the tune of $49M in losses in 2009. His sentence: 3 years in prison, $49M in restitution, and a forfeiture of $800,000.00. The judge did […]
Why, You Ask? One Major Reason: Test grades: Three years ago, the passing rate for Broker’s exam was 39%Two years ago, the passing rate was 41%Fiscal year to date, the passing rate is 56%For the math majors this is an improvement of 44% DGE Guarantees That You Will Pass Or Your Fees For Our Crash […]
We Are Approved To Give Presentations By: California Department of Real Estate: Real Estate License Renewals, Real Estate Courses to Qualify to take the State Exams for Salespersons and Brokers licenses. California Secretary of State: California 6 Hour and 3 Hour Notary Courses. And Crash Test Prep courses for all licenses. We Present Our Exclusively […]
Our success as a company is based on one important factor: We have outstanding instructors in all different topics. Minnie Lush Today, I want to highlight a special one, Minnie Lush. Minnie has been doing seminars for DGE for many years. The students adore her, the hosts admire her, and our staff loves her. She […]
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DGE 1. We have the best instructors. 2. We have the most current and most valuable materials. 3. Best in the West; in business since 1963 so we have learned a thing or two. Our procedures are organized to save you time and worry. 4. Been a member of BBB for almost 60 years and […]
