Another outstanding article by Jonathan Lansner, an award-winning business columnist for the informative Southern California News Group. I read him in the Orange County Register. You can also read Jonathan in the LA Daily News (known to Boomers as the Green Sheet), Press-Enterprise, The Sun, Daily Breeze, San Gabriel Valley Tribune, Press- Telegram, Pasadena Star-News, […]
Adjustable Rate Mortgages: Misunderstood, Misused… and Sometimes the Smartest Loan Choice
Jim Eszlinger of First California Lending is a most valued instructor for DGE. He has been teaching MLO CE courses since the beginning in 2010. Our students love him, and so does our staff. When he speaks, I listen. Jim recently sent me an alert about an important new congressional Bill, HR 2808. His email […]
Thinking of buying a home? You’ll want to understand the difference between being pre-qualified and pre-approved. Knowing this could save you so much time, money, and worry. Before starting your home search, you have to decide on a price range. More importantly, you have to find out what a lender thinks is your price range. […]
Installment lender: One Main Financial of Evansville, IN was ordered to pay $10 million to customers and another $10 million in penalties for failing to refund interest charged and selling add-on products. (more…)
There are many benefits to brokering VA loans. These are nice people and should be assisted in getting housing. The benefits of these loans are vast, but here are ten: No Down Payment Required for VA LoansFunding Fee Flexibility With a VA MortgageVA Mortgages Do Not Require Private Mortgage Insurance (PMI)Limits on Closing Costs and Other […]
Complaints One of the big responsibilities of the Consumer Financial Protection Bureau is to hear complaints from consumers. In the 21 months ending September 2021 they heard over 700,000 complaints against Equifax, Experian and TransUnion. This is 50% of all complaints received. Obviously consumers are not satisfied with the trio. In 2021 those companies reported […]
Mortgage Grader Jeff Lazerson is a friend, a student of Duane Gomer Education, a very active Mortgage Originator, and a columnist in our local Orange County Register plus 10 other newspapers in Southern California. He is an outstanding writer both from style and content. Periodically, I believe that his columns should be read by any […]
2022 Conforming Loan Limits The Fannie Mae and Freddie Mac Conforming Loan Limits for California have a new high of $970,800 for one-units in ten counties. The other 48 counties vary from $647,200 to $897,000 for Napa. Two-unit maximum is $1,243,050, three-unit is $1,502,475 and four-unit is $1,867,275. The highest limit for 2021 was $822,375 […]
American Soldiers Saluting US Flag According to a recent CareerBuilder article, nearly 250,000 service members transition out of the military every year. Not only are small businesses providing jobs for veterans, they are reaping the benefits of some great tax credits. Veterans offer a wide variety of skills and qualities that could benefit your business. […]
