Born 2010 to Present: Generation Alpha Born 1997 to 2010: Generation Z Born 1981 to 1997: Millennials Born 1965 to 1980: Generation X Born 1946 to 1964: Baby Boomers Born 1928 to 1945: Silent Generation Pre-1928 Greatest Generation The TV advertisers are always looking for the Millennials and pay more money for programs they […]
Attached is a photo from the first game in LA on January 15th, 1967. As you can see, there were not too many people. They announced that the Coliseum was two-thirds full. David and I were there. The first thing that we remember was that the game was boring, and the Chiefs were outclassed in […]
Because the government says so. The Home Mortgage Disclosure Act of 1975 established regulations that the lenders must follow when reporting to whom and when loans were made. The lenders are to be monitored to see if they discriminate on placing their loans. Also, the lenders must report the number of loans made to different races, […]
Years ago sales trainers would tell you to use the Ben Franklin close. You say, “Whenever Ben Franklin had to make a decision, he would take a piece of paper and draw two columns. Then, he would list all the advantages of buying the property on the left side and the disadvantages of buying the […]
Ever wonder what the exam questions will look like when you turn on your computer at a Department of Real Estate’s Testing Center? The following eight sample questions are from the DRE reference book..Take a look at them and check your answers. It could prove interesting. 1- A valid bill of sale must contain:(a) Date(b) […]
Each year Duane Gomer Education recognizes one of our outstanding instructors on speaking this year. In 2022 Lori Randich of San Mateo county has been chosen. She not only received rave reviews from her webinar students, she received rave reviews from our staff. And she was co-author of the MLO 8 hour CE courses. D.J […]
An article was published in the Orange County Register written by celebrated columnist Helen Dennis. Some good ideas from Doctor Thomas Peris who wrote the book, “The New England Centenarian Study”. Here are 10 suggestions: 1. Exercise regularly 2. Manage stress 3. Eat right 4. Don’t smoke 5. Have a sense of humor 6. Don’t be neurotic 7. Be charismatic 8. Be spiritual 9. […]
Anyone with a real estate license of any type has been asked on exams about “redlining”. I thought that this practice was a thing of the deep past. Nope. The U.S. Department of Justice announced a $31 million settlement with City National Bank over allegations that the Los Angeles-based bank engaged in “redlining” – a […]
The Secure 2.0 Act of 2022 made more than 90 changes to retirement account rules. You should check them out. The one that I would like to discuss in this email is the Required Minimum Distribution. Currently, Americans must start taking required minimum distributions from their 401(k) and IRA accounts starting at age 72 (or […]
Wayne Bell, who was the former California Real Estate Commissioner and Chief Officer of the California Department of Real Estate, is an outstanding attorney and writer. I asked him to share his thoughts on a concept that all real estate licensees must know, and he drafted a brief piece on the fiduciary duty which is imposed […]
