Archive | Estate Planning

Insurance Home House Live Car Protection Protect People Concepts


Dennis Smith: Author, Chef, Financier; Co-Owner/Broker at Stratis Financial, Huntington Beach; MLO Student Question of the Week Why is mortgage insurance a good thing? Answer Last week in the Weekly Rate & Mortgage Update we discussed if home buyers should wait until they have 20% for down payment before purchasing (you can read the WR&MU, […]

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businessman standing in front of a blackboard trying to decide whether to buy or to sell

Make Buying And Selling Home Easier

Many Articles Are Written About How Real Estate Agents Should Treat Clients Be positive, alert, answer phone calls and return electronic messages at once, be available, etc. Jaymi Naciri wrote an article from the other directions. “10 Things To Never Say To A Real Estate Agent.” Buyers And Sellers, You Might Say, “Why Do I […]

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New Information For Borrowers and Home Owners

All Owners Borrowing On Their Personal Residence For “Consumer Purposes” Must Receive A Federal Booklet, “Your Home Loan Toolkit” It is an excellent source of information concerning loans. The booklet is available free at I Want To Discuss The Last Section In The Booklet Title: Owning Your Home, subtitles-Owning a home is exciting; your […]

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hand of businessman with money buying house isolated on blue background

Follow Up To Loan Pre-Approval

I Discussed The Reasons For Getting Pre-Approved For A Loan Before You Start Shopping For A Home Does getting approved beforehand guarantee that you will get the loan you want. Again, quoting the National Assoc. of Realtors, “Being pre-approved is not a sure-fire way of obtaining a loan either”. Yes, after you get approved, many things could go […]

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Buy A Rental Home With An IRA

  Yes, That Statement Is Correct You can buy a rental home with one of your IRA’s. Financial Planners talk about diversification of your portfolio. Think that some Real Estate might be better than all in the Stock Market at this time. Start moving and check out Purchase with an IRA or as we have […]

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R.C. Gorman of Taos, N.M.

Estate Sale Followers, You Missed This One

    Hidden Treasure Right Under Everyone’s Noses Carole Kim is Director of Publications at Duane Gomer Education. Her mother-in-law recently passed away. Carole organized a large house full of many priced objects to be ready for an Estate sale in the beautiful city of Wildomar. One item was a painting, actually a large framed […]

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