Self-Directed IRA’s And Real Estate

Is It Possible To Purchase Rental Real Estate In A Self-Directed IRA?  Yes.

Is it difficult or time-consuming to form your own Self-Directed IRA for purchasing Real Estate?  No, contact any professional provider.

Is it simple to handle purchasing Real Estate in a Self-Directed IRA?  Definitely not. There are many complexities and you will need competent assistance, advice and service.

In Which Types Of Real Estate Can I Invest?

(Quoting from

  • Raw land
  • Single-family homes
  • Commercial property
  • Apartments
  • Duplexes
  • Condos/townhomes
  • Mobile homes
  • Real estate notes
  • Second mortgages
  • Partial notes
  • Real estate purchase options
  • Tax liens certificates

What Investments Are Not Allowed?

  • Your IRA cannot purchase property owned by you or a disqualified person.
  • You cannot put any of your own money into the deal.
  • You cannot have “Indirect Benefits” from property owned by your Self-Directed IRA.
  • Real Estate IRA investments are uniquely titled.
  • IRA Investments that use financing must pay Unrelated Business Income Tax.
  • Real Estate IRA expenses must be paid from your IRA.
  • Real Estate IRA income must return to your IRA.

In a Self-Directed IRA you can purchase a wide variety of investments in addition to real estate.  Possible: Notes, land, gold bullion, accounts receivables, etc., etc., etc. You cannot purchase life insurance or any collectibles.

Recently I Went To A Very Informative Real Estate Seminar

Met Kaaren Hall of UDIRECTIRA. She was extremely professional, and I am considering opening an IRA with her company.  Her website has interesting links, check them out at,,, Some other good investor alerts are on her site at

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