The optional usage of this new form was to be July 1, 2019. That happens to be the day that I am writing this note, and it is not happening.
All the GSE’s got together and postponed that date. They are going to complete more reviews and improve sections.
English Translation: Lobbyists win again and get their postponements.
When will it happen? No one knows, and if they tell you they do, they lie.
In a discussion about the most important form in the lending industry go to: Uniform Mortgage Data Program