If you’re a current notary—or thinking about becoming one—there’s an important legislative update you should be aware of. A new bill, California Assembly Bill 1597 (AB 1597), is moving through the California legislature and could soon increase the maximum fees notaries are allowed to charge statewide. What AB 1597 Proposes This bill is designed to […]
Another outstanding article by Jonathan Lansner, an award-winning business columnist for the informative Southern California News Group. I read him in the Orange County Register. You can also read Jonathan in the LA Daily News (known to Boomers as the Green Sheet), Press-Enterprise, The Sun, Daily Breeze, San Gabriel Valley Tribune, Press- Telegram, Pasadena Star-News, […]
Recent tax updates are reinforcing something successful agents have always known: real estate isn’t just a job — it’s a business. Many professionals are surprised to learn that most real estate agents are classified as independent contractors. That means agents often qualify for business deductions that traditional employees cannot access. Recent tax changes have reinforced […]
It’s probably of interest to boomers who want to reminisce about the past. These three little cubicles look so lonely. Years ago, they held pay phones, and when a speaker at a seminar announced break time, we raced to get one—like an Easter egg hunt in elementary school. You carried quarters in varied containers. Then, […]
Had to renew my driver’s license recently. DJ got a reservation at the famous San Clemente DMV office, and I was in and out in a short time, renewing my driver’s license and applying for my Super ID. Why? Check the two lines in this photo. One extends way out the door. The other has […]
The housing market in California is showing signs of change. While home prices remain near record highs, growth is moderating, inventory remains constrained, and affordability continues to bite. Below are key take-aways and what they mean for professionals in the field. Key trends to watch: Home sales and new listings are still sluggish in many […]
The following is a recent article from Forbes Advisor about median home prices across the United States. Surprising to me how expensive Washington D.C. according to the list. Also unusual is the fact that condos are more expensive than homes in West Virginia and Iowa. Kiah Treece, the author, is from the East Coast. She […]
Jim Eszlinger of First California Lending is a most valued instructor for DGE. He has been teaching MLO CE courses since the beginning in 2010. Our students love him, and so does our staff. When he speaks, I listen. Jim recently sent me an alert about an important new congressional Bill, HR 2808. His email […]
Thinking of buying a home? You’ll want to understand the difference between being pre-qualified and pre-approved. Knowing this could save you so much time, money, and worry. Before starting your home search, you have to decide on a price range. More importantly, you have to find out what a lender thinks is your price range. […]
Let’s say I make an agreement with a lender that I will take their money and make payments. If I do not make payments, they have the right to foreclose and use the Trustee Sale procedure and take my home. The Lender qualified me and said that they thought the loan was a good fit for […]
