Getting the Facts If I get a Reverse Mortgage, the government will own my property and can take it at any time. WRONG. The homeowner continues to own the property. The lender-not the government-lends the money and the government insures the loan. The lender has the homeowner sign a note and a deed of trust […]
The IRS, Your IRA’s, and You Congratulations, you will be 72 this year. You probably realize that you will be asked to start taking money out of your IRA’s this year. Yes, that IRS regulation that most Senior Citizens hate with a passion. You have to take money out (not Roth IRAs of course) and […]
Taking a Stance Some people love it. Some people hate it. Some people do not care a bit about it, and some people do not even know what in the world all the talk is about, and then it hits them and they fall into either category one or two. It involves property tax assessment […]
New and Improved The new RPA is now released and in widespread use across the State. There are so many positive improvements, most of which are right on the first page. Now all the key contract points are listed in an easy to read grid. C.A.R. has published an excellent QUICK GUIDE summarizing the changes. […]
It’s About the Weather Years and years ago in a far-off land called Racine-Wisconsin, I watched the first Rose Bowl game where a Big Ten team played a West Coast team. The Michigan team won handily so that felt good. We decided to go to a local movie, and when we walked outside we met […]
John Richards, Co-Speaker of the Year 2021 John Shore, Co-Speaker of the Year 2021 2021 Winners Every year at this time DGE selects a Speaker of the Year. It recognizes some instructor who has done an amazing job in the previous year. We have had some wonderful winners. They include Noel Seaman, Gary Watts, Rich […]
Complaints One of the big responsibilities of the Consumer Financial Protection Bureau is to hear complaints from consumers. In the 21 months ending September 2021 they heard over 700,000 complaints against Equifax, Experian and TransUnion. This is 50% of all complaints received. Obviously consumers are not satisfied with the trio. In 2021 those companies reported […]
TV Shows and Movies For years the Hollywood Foreign Press Association had a wonderful movie party shown on major networks when they released their Golden Globe Movie and TV Winners. Then, their world tumbled down, down, down. They were accused of lack of diversity concerning multiple different ethnicities and the gender spectrum. Also, they had […]
It’s The Weather When I was in high school, I remember a Rose Bowl game where Michigan beat USC badly. Then, I went to a movie in a hellacious snow storm. Remembered for many years. Every year when there is sun in Pasadena on the New Year’s day broadcast and cold east of the Rockies, […]
In The Beginning In December of 1961 I received a Real Estate License from the California Department of Real Estate, Number 00257862. It is now December 2021 and I am still licensed and working. That is 60 years plus. This journey started after I had received a BS from Indiana University, an MBA from UCLA, […]
