Another outstanding article by Jonathan Lansner, an award-winning business columnist for the informative Southern California News Group. I read him in the Orange County Register. You can also read Jonathan in the LA Daily News (known to Boomers as the Green Sheet), Press-Enterprise, The Sun, Daily Breeze, San Gabriel Valley Tribune, Press- Telegram, Pasadena Star-News, Redlands Daily Facts, Whittier Daily News, Inland Valley News, and several weekly outlets. He does get around.

The title is self-explanatory: “Californians are nation’s top users of adjustable-rate loans.” The article includes this explanatory sentence: “At 31%, California had the nation’s largest share of adjustable-rate mortgages in 2025.” 

Do these borrowers know something that we do not?

You can read the rest of the article at: https://www.ocregister.com/2026/03/12/31-of-california-mortgages-in-2025-used-an-adjustable-rate/

Now might be a good time to revisit all the loan types used in difficult markets, such as negative amortization, interest-only, equity share, 50- year loans, hard money, 15-year loans, seller financing, shared appreciation, and so forth. 

If you would like professional information on any of the above loans, send a request to Duane Gomer Education at [email protected]